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Remortgage fees

Our charges for working for individual clients on the remortgage of a residential property that is their home are:

(a)    The usual cost of the service: £550 plus VAT of £110 – total including VAT £660.  Equity release type mortgages: £695 plus VAT of £139 – total including VAT £834. An additional charge of £42 inclusive of VAT applies  for repaying each existing mortgage.

(b)     Other fees you may have to pay:

  • Searches required by the lender normally cost about £200
  • Land Registry downloads/completion searches – about £20-30
  • Land Registration fee –range £20-125.
  • Other additional charges may need to be paid  where the property is subject to an estate rent charge or where the property is  leasehold depending on the title/lease terms.

(c)    The fees above are for remortgage cases:

  • involving a mainstream lender,
  • where the lender does not appoint separate solicitors,
  • where the legal title is registered
  • where we act for a non-corporate borrower and
  • do not include other services such as any transfer between parties of the title.

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