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Remortgage fees

Our charges for working for individual clients on the remortgage of a residential property that is their home are:

(a)    The usual cost of the service: £425 plus VAT of £85 – total including VAT £510. Equity release type mortgages: £695 plus VAT of £139 – total including VAT £834. An additional charge of £42 inclusive of VAT applies  for repaying each existing mortgage.

(b)     Other fees you may have to pay:

  • Searches required by the lender normally cost about £200
  • Land Registry downloads/completion searches – about £20-30
  • Land Registration fee –range £20-125.
  • Other additional charges may need to be paid  where the property is subject to an estate rent charge or where the property is  leasehold depending on the title/lease terms.

(c)    The fees above are for remortgage cases:

  • involving a mainstream lender,
  • where the lender does not appoint separate solicitors,
  • where the legal title is registered
  • where we act for a non-corporate borrower and
  • do not include other services such as any transfer between parties of the title.

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    February 2021: Covid-19 arrangements

    Wards Solicitors remains open for business during the national lockdown and we are taking on new cases.  We are available for video call and telephone meetings but cannot currently offer face to face meetings with clients except in some specific emergency situations and at court hearings.

    How to get in touch:

    • Please email or telephone your usual lawyer or team, or
    • Please telephone the branch most convenient to you between 9am and 5:30pm, Mondays to Fridays.
    • Alternatively, email info@wards.uk.com at any time and we will respond to you as soon as possible.

    A list of our 12 branches is available here. Our telephones lines are operating as normal behind closed doors.

    Important Warning: Cyber-crime is very common including email interception. We will never tell you of changes to our bank details by email.  Please be aware that we accept no responsibility if you transfer money to a bank account which is not ours. If you receive an email giving our bank account details, please telephone us immediately without replying to the email or sending money.